Glossary
Licensing exam terms A–Z
3499 terms, each defined in plain English.
A
- A zone
- Abandonment
- Absolute assignment
- Abstract
- Abstract of judgment
- Abstract of title
- ACA notice
- Accelerated death benefit
- Acceleration
- Acceptance
- Acceptance of a deed
- Accepting assignment
- Accident
- Accident and health baseline
- Accident-only policy
- Accidental bodily injury
- Accidental death and dismemberment
- Accidental death and dismemberment (AD&D)
- Accidental death benefit
- Accidental means
- Accord and satisfaction
- Account value
- Accounting
- Accounting depreciation
- Accredited reinsurer
- Accretion
- Accrual
- Accrued claim
- Accrued depreciation
- Accrued expense
- Accumulation at interest
- Accumulation phase
- Acknowledgment
- Acknowledgment of receipt
- Acquisition debt
- Acre
- Active income
- Active license
- Active listing
- Activities of daily living (ADLs)
- Actual and direct loss
- Actual authority
- Actual cash value
- Actual damages
- Actual delivery
- Actual knowledge
- Actual notice
- Actual or compensatory damages
- Actuarial justification
- Actuarial value
- Ad valorem
- Ad valorem tax
- Adaptability
- Adaptive reuse
- Add-on percentage
- Additional depreciation
- Additional insured
- Additional monthly benefit
- Additional residential transfer tax
- Additional terms
- Adjustable death benefit
- Adjustable-rate loan
- Adjustable-rate mortgage
- Adjusted basis
- Adjusted indication
- Adjustment
- Administrative complaint
- Administrative fine
- Administrative insertion
- Administrative law judge
- Administrative or clerical work
- Administrative penalty· Insurance
- Administrative penalty· Real Estate
- Administrative punitive damages cap
- Administrative rule
- Administrative services only
- Administrator
- Admitted insurer
- Adult day care
- Advance fee
- Advance fee materials
- Advance informed consent
- Advance premium tax credit
- Advance rent
- Adverse action
- Adverse action notice
- Adverse possession
- Adverse selection
- Adverse underwriting decision
- Advertisement
- Affiliated business arrangement
- Affordable coverage
- Age 29 law
- Age nearest birthday
- Age-life method
- Agency
- Agency confirmation
- Agency contract
- Agency disclosure
- Agency disclosure form
- Agency disclosure notice
- Agency relationship disclosure
- Agent
- Agent disclosure form
- Agent duties under the Disclosure Act
- Agent split
- Agent's statement
- Aggregate cap
- Aggregate stop-loss
- Agreed order
- Aiding an unauthorized insurer
- Air rights
- Air sealing
- Aleatory contract
- Alien insurer
- Alienation
- Alienation clause
- Aliquot part
- Allocation
- Allowable expense
- Allowed amount
- ALTA policy
- Alteration clause
- Alternate name
- Alternative benefit provision
- Amendment
- Americans with Disabilities Act
- Amortization
- Amortizing
- Amount financed
- Amount realized
- Annexation
- Annual and lifetime dollar limits
- Annual continuing education
- Annual election period
- Annual enrollment period
- Annual maximum
- Annual maximum benefit
- Annual open enrollment period
- Annual percentage rate
- Annual renewable term
- Annual statement
- Annuitant
- Annuitization
- Annuity
- Annuity date
- Annuity death benefit
- Annuity intermediary
- Annuity starting date
- Annuity suitability
- Annuity training
- Anonymous complaint
- Anti-deficiency protection
- Anti-duplication rule
- Anti-fraud unit
- Anti-money-laundering (AML) program
- Anticipation
- Anticipatory repudiation
- Antitrust law
- Any occupation
- Apparent authority
- Apparent authority (insurance)
- Applicable large employer
- Applicable percentage
- Application· Insurance
- Application· Real Estate
- Application fee disclosure
- Application supplement
- Appointment
- Appraisal
- Appraisal analysis
- Appraisal contingency
- Appraisal copy
- Appraisal Foundation
- Appraisal inflation
- Appraisal influence
- Appraisal limitation
- Appraisal management company
- Appraisal report
- Appraisal review
- Appraisal Subcommittee
- Appraised value
- Appraiser credential
- Appraiser independence
- Appreciation
- Approval-type receipt
- Approved 77-hour course
- Approved lender
- Approved organization
- Appurtenance
- Appurtenant easement
- Arbitration
- Architectural barrier
- Area
- Area preference
- Area variance
- Area variance balancing test
- Arising out of and in the course of employment
- Arm's length sale
- Army Corps of Engineers
- Article 12-A
- Article 78
- Article 78 proceeding
- As Is
- As-is agreement
- As-is clause
- As-is sale
- Asbestos
- Asking price
- Assemblage
- Assessed value
- Assessing unit
- Assessment· Insurance
- Assessment· Real Estate
- Assessment ratio
- Assessment review
- Assessment roll
- Assessor
- Asset purchase
- Asset threshold
- Assigned risk plan
- Assignee
- Assignment· Insurance
- Assignment· Real Estate
- Assignment of benefits
- Assignment of contract rights
- Assignment of judgment
- Assignment of mortgage
- Assignment of rights
- Assignor
- Assistance animal
- Assisted living facility
- Associate real estate broker
- Association group
- Assumed business name
- Assumed debt
- Assumed interest rate
- Assumed investment return
- Assuming insurer
- Assumption
- Attachment
- Attained age
- Attained-age conversion
- Attained-age rating
- Attending physician's statement
- Attorney General filing letter
- Attorney in fact
- Attorney-in-fact
- Auctioneer exemption
- Authority to bind coverage
- Authorized insurer
- Authorized representative
- Automatic (default) nonforfeiture benefit
- Automatic cancellation
- Automatic continuation
- Automatic license suspension
- Automatic PMI termination
- Automatic premium loan
- Automatic premium withdrawal
- Automatic termination
- Automatic termination of PMI
- Auxiliary aids
- Aviation exclusion
- Aviation exclusion rider
- Avocation
- Avoidance
- Avulsion
B
- Backdating
- Balance
- Balance billing
- Balance sheet
- Balloon payment
- Bank reconciliation
- Bargain and sale deed
- Base
- Base flood
- Base line
- Base rent
- Base-year expense clause
- Baseline mammogram
- Basic dental services
- Basic health care services
- Basic hospital expense
- Basic medical expense insurance
- Basic surgical expense
- Basis
- Beam
- Bearing
- Before-tax cash flow
- Benchmark plan
- Beneficiary· Insurance
- Beneficiary· Real Estate
- Benefit base
- Benefit integration
- Benefit maximum
- Benefit offset
- Benefit period
- Benefit trigger
- Best interest standard
- Bid rigging
- Biennial licensing period
- Biennium
- Bilateral contract
- Bill of sale
- Binder
- Binding authority
- Binding receipt (temporary insurance agreement)
- Birthday rule
- Blackout period
- Blanket accident policy
- Blanket insurance
- Blanket mortgage
- Block
- Blockbusting
- Board approval
- Board interview
- Board of assessment review
- Board package
- Boiler
- Bona fide compensation
- Bona fide group
- Bonus annuity
- Boot
- Borrower disclosure statement
- Boundary survey
- Bounds
- Boycott, coercion, or intimidation· Insurance
- Boycott, coercion, or intimidation· Insurance
- Branch manager
- Branch office
- Branch registration
- Breach
- Breach of trust
- Break-even
- Break-even period
- Breakdown method
- Bridge loan
- Broker
- Broker affiliation notice
- Broker associate
- Broker prelicensing course
- Broker price opinion
- Broker price-analysis exception
- Broker Responsibility Advisory Committee
- Broker responsibility course
- Broker responsibility rule
- Broker supervision
- Broker trust account
- Broker-agent
- Broker-controlled funds
- Broker-Lawyer Committee
- Broker-salesperson agreement
- Broker's agent
- Broker's fiduciary duty (life settlements)
- Brokerage
- Brokerage course
- Brokerage entity
- Brokerage firm name
- Brokerage office
- Brokerage registration
- Brokerage split
- Brokerage-services disclosure
- Brown v. Board of Education
- Brownfield
- Buchanan v. Warley
- Budget variance
- Building code
- Building department
- Building envelope
- Building permit
- Bundle of rights
- Burial insurance
- Business associate
- Business brokerage
- Business day
- Business day for deposits
- Business ethics
- Business of insurance
- Business opportunity
- Business opportunity brokerage
- Business overhead expense
- Business overhead expense insurance
- Business trust
- Buy-sell agreement
- Buyer agency agreement
- Buyer credit
- Buyer debit
- Buyer representation agreement
- Buyer-broker agreement
- Buyer-broker representation agreement
- Buyer's agent
- Buyer's Guide
- Buyer's market
- Bylaws
C
- Calendar-year deductible
- California Department of Insurance
- Cancellable
- Cancellation
- Cancellation period
- Cancellation provision
- Cap
- Cap rate relationships
- Capacity
- Capital and surplus
- Capital budget
- Capital improvement
- Capital improvements element
- Capital liquidation
- Capital retention
- Capital sum
- Capitalization rate
- Capitation
- Captive agent
- Captive producer disclosure
- Career agency system
- Carpenter ant
- Carpetable area
- Carry-forward
- Carryover provision
- Case management
- Cash compensation
- Cash due from buyer
- Cash flow statement
- Cash forecast
- Cash on delivery
- Cash refund
- Cash surrender benefit
- Cash surrender value
- Cash to close
- Cash value
- Cash-on-cash return
- Casualty loss
- Catastrophe concentration
- Catastrophic loss
- Catastrophic plan
- Catch-up contribution
- Caution notice
- CC&Rs
- CDD notice
- Cease and desist list
- Cease and desist zone
- Cease-and-desist order
- Ceding insurer
- CERCLA
- Certificate holder
- Certificate of authority
- Certificate of coverage
- Certificate of eligibility
- Certificate of insurance
- Certificate of occupancy
- Certification of compliance
- Certified factual statement
- Certified general appraiser
- Chain of title
- Chairperson
- Change of association
- Change of beneficiary
- Change of Occupation provision
- Chapter 455
- Chapter 475, Part I
- Chapter 61J2
- Chattel
- Check-in plan
- Chemical dependency
- Chief Financial Officer
- Chief Information Security Officer
- Child Health Plus
- Children's Health Insurance Program
- Children's term rider
- Chlorofluorocarbons
- Chronically ill
- Chronically ill individual
- Chronological columnar record
- Chronological record
- Churning
- Circuit breaker
- Citation
- Citation review conference
- Citizenship or immigration status
- Civil penalty for fraud
- Civil Rights Act of 1866
- Claim
- Claim forms
- Claim of lien
- Claim on deposit
- Claims-made policy
- Class designation
- Class rating
- Classified assessment system
- Clean Air Act
- Clean claim
- Clean sheeting
- Clean Water Act
- Clean Water Act section 404
- Clerical staff
- Clerical support
- Clerk's certificate of title
- Client
- Closed sale
- Closed sale price
- Closed-end credit
- Closing
- Closing agent
- Closing costs
- Closing day ownership
- Closing Disclosure
- Closing statement
- Closure
- Cloud on title
- CLTA policy
- Co-ownership
- COBRA
- COBRA premium
- Code enforcement
- Code of Ethics
- Code problem disclosure
- Cognitive impairment
- Coinsurance
- Cold-lead advertising
- Collateral assignment
- Collected rent
- Collecting transaction money
- Color of title
- Combination plan
- Combined-role disclosure
- Commercial leasing lien
- Commercial property
- Commercial sales commission lien
- Commingling· Insurance
- Commingling· Real Estate
- Commission
- Commission composition
- Commission contract invalidity
- Commission notice
- Commission notification
- Commission rate
- Commission sharing
- Commission split
- Commissioner of Insurance
- Common area
- Common charges
- Common derivative
- Common disaster clause
- Common elements
- Common interest
- Common interest development
- Common interest development documents
- Community apartment project
- Community development district
- Community Planning Act
- Community property
- Community rating
- Community spouse resource allowance
- Commutation provision
- Comparable
- Comparative market analysis
- Comparative unit method
- Comparison statement
- Compensation· Insurance
- Compensation· Real Estate
- Compensation action
- Compensation from more than one party
- Compensatory damages
- Competence
- Competency
- Competency rule
- Competent minor
- Competent parties· Insurance
- Competent parties· Real Estate
- Competition
- Competitive state fund
- Complainant
- Complaint
- Complaint and appeal system
- Completion
- Composite rating
- Compound growth
- Compound inflation protection
- Comprehensive long-term care policy
- Comprehensive major medical
- Comprehensive plan
- Concealment· Insurance
- Concealment· Real Estate
- Concession
- Conciliation
- Concurrent ownership
- Concurrent review
- Condemnation
- Condensation
- Condenser
- Condition conducive to lead poisoning
- Conditional approval
- Conditional contract
- Conditional payment
- Conditional public report
- Conditional receipt (insurability type)
- Conditional use
- Conditionally renewable
- Condominium
- Condominium Act
- Condominium cancellation
- Condominium declaration
- Condominium project eligibility
- Condop
- Confidential bargaining information
- Confidential information
- Confidentiality
- Confirmatory test
- Conflict of interest
- Conflicting demands
- Conforming loan
- Conformity
- Conformity with state statutes
- Congenital defect
- Consent to dual agency
- Conservation
- Conservation order
- Conservation proceeding
- Consideration· Insurance
- Consideration· Real Estate
- Consideration clause
- Conspicuous notice
- Construction
- Construction loan
- Constructive delivery
- Constructive notice
- Consultant's report
- Consumer
- Consumer disclosure
- Consumer Financial Protection Bureau
- Consumer Price Index
- Consumer Price Index clause
- Consumer profile information
- Consumer protection hours
- Consumer Recovery Account
- Consumer report
- Consumer-directed health account
- Consummation
- Contact information
- Contaminant plume
- Contestable period
- Contingency
- Contingent (secondary) beneficiary
- Contingent event
- Contingent nonforfeiture
- Contingent nonforfeiture benefit
- Contingent owner
- Continuation and conversion
- Continuation and conversion rights
- Continuation of coverage
- Continuing disability review
- Continuing education· Insurance
- Continuing education· Real Estate
- Continuity of care
- Contract
- Contract deposit
- Contract for deed
- Contract interest rate
- Contract of adhesion
- Contract of indemnity
- Contract preparation fee
- Contractual capacity
- Contribution
- Contribution claim
- Contributory plan
- Control
- Controlled business
- Controlled insurer
- Controlling producer
- Conventional loan
- Conversion
- Conversion on termination of eligibility
- Conversion on termination of the policy
- Conversion period
- Conversion privilege
- Conversion window
- Convertibility
- Convertible
- Convertible term
- Cooperating broker
- Cooperative
- Cooperative apartment
- Cooperative brokerage
- Cooperative housing corporation
- Cooperative sublet
- Coordination of benefits
- Copayment
- Copy within 24 hours
- Core Law
- Corporate control test
- Corporate-owned life insurance
- Corporation
- Corporation sole
- Corrective action
- Corrective deed
- Corrective maintenance
- Correlated losses
- Corridor deductible
- Cost
- Cost approach
- Cost basis
- Cost index
- Cost new
- Cost of insurance
- Cost of living adjustment
- Cost sharing
- Cost-of-living rider
- Cost-recovery (FIFO) basis
- Cost-sharing reduction
- Cotenant
- Counseling
- Counteroffer
- Course I
- Covenant
- Covenant against encumbrances
- Covenant against grantor's acts
- Covenant of quiet enjoyment
- Covenant of seisin
- Coverage gap
- Coverage tier
- Covered California
- Covered earnings
- Covered employer
- Covered entity
- Covered policy
- Covered products
- Covered sale records
- Credentialing
- Credit
- Credit disability insurance
- Credit history
- Credit life insurance
- Credit union group
- Creditable coverage
- Creditor
- Creditworthiness
- Criminal prosecution
- Cross connection
- Cross-purchase plan
- Culpable negligence
- Cultural competency
- Curable
- Curable depreciation
- Curative notice
- Current assumption whole life
- Current employment status
- Current interest rate
- Currently insured
- Custodial care
- Custom builder
- Customary allocation
- Customer
- Customer identification
- Customer representative
- Cybersecurity incident
D
- Dam failure inundation area
- Data breach notification
- Day-count convention
- Days on market
- DBL coordination
- DBL special fund
- DBL weekly benefit
- DBPR secretary
- Death benefit
- Death disclosure
- Death disclosure rule
- Debit
- Debt service
- Debt-service coverage ratio
- Debtor
- Debtor group
- Declaration
- Declaration of condominium
- Declaration of refusal
- Decreasing term
- Decreasing term rider
- Deductible· Insurance
- Deductible· Real Estate
- Deduction
- Deed
- Deed acceptance
- Deed covenant
- Deed in lieu of foreclosure
- Deed of trust
- Deed restriction
- Defamation
- Default
- Default remedies
- Defeasance
- Defeasible fee
- Defendant
- Defense of a person
- Defense of premises
- Deferral
- Deferred annuity
- Deferred compensation
- Deferred income annuity
- Deferred maintenance
- Deficiency
- Defined benefit plan
- Defined contribution plan
- Defined violation
- Definite expiration date
- Definite termination date
- Definite terms
- Definition of Replacement
- Delayed exchange
- Delayed retirement credits
- Delegated authority
- Delegated supervisor
- Delegation
- Delinquency
- Delinquency proceeding
- Delivery· Insurance
- Delivery· Real Estate
- Delivery receipt
- Demand
- Demutualization
- Denial
- Density
- Dental expense insurance
- Dental HMO
- Dental indemnity plan
- Dental PPO
- Department of Business and Professional Regulation
- Department of Financial Services
- Department of Justice
- Department of Managed Health Care
- Department of Real Estate
- Department of State
- Dependency period
- Dependent child
- Dependent coverage
- Deposit
- Depreciation
- Depreciation deduction
- Designated advertising licensee
- Designated agency
- Designated broker
- Designated sales agent
- Designated sales associate
- Designation
- Desist and refrain order
- Determination letter
- Determined violation
- Detrimental reliance
- Development
- Development agreement
- Devise
- Devisee
- Digitally altered image
- Direct billing
- Direct capitalization
- Direct costs
- Direct liability
- Direct listing solicitation
- Direct loss
- Direct response marketing
- Direct rollover
- Direct threat
- Direct writing
- Disabilities of minority
- Disability
- Disability Benefits Law
- Disability buy-out
- Disability buy-sell
- Disability income insurance
- Disability income rider
- Disability insured
- Disabled dependent child
- Disaffirmance
- Disbursement consent
- Discharge
- Disciplinary action· Insurance
- Disciplinary action· Real Estate
- Disciplinary guidelines
- Disclosure
- Disclosure exception
- Disclosure of deposit holding
- Disclosure Statement
- Discount point
- Discount points
- Discount rate
- Discounted cash flow
- Discriminatory advertising
- Discriminatory covenant
- Discriminatory instruction
- Dismemberment benefit
- Dismissal
- Disposition
- Disputed broker portion
- Distribution system
- Dividend accumulation
- Divisible surplus
- Division director
- Division of Consumer Services
- Division of Real Estate
- Do-not-call
- Documentary stamp tax on deeds
- Documentary stamp tax on mortgages
- Documentary stamps on the deed
- Dollar-for-dollar protection
- Domestic insurer
- Domestic violence victim status
- Dominant estate
- Dominant tenement
- Double indemnity
- Double net lease
- Double recovery
- Down payment
- Drainfield
- Dredged or fill material
- Dual agency
- Dual agent
- Dual broker
- Dual eligible
- Dual licensure
- Due-on-sale clause
- Duplicate Medigap coverage
- Durability
- Duress
- DUST
- Duty to disclose
- Dwelling
- Dwelling-secured loan
E
- E-SIGN Act
- Early withdrawal penalty
- Early-payment discount
- Earned and payable
- Earnest money
- Earnest money credit
- Earning event
- Earnings test
- Earnings-first taxation
- Earthquake fault zone
- Easement
- Easement appurtenant
- Easement by necessity
- Easement in gross
- ECOA
- Economatic whole life
- Economic forces
- Economic life
- Education Standards Advisory Committee
- Educational advisory letter
- Effective age
- Effective commission rate
- Effective date
- Effective demand
- Effective gross income
- Effluent
- Election of remedies
- Election period
- Elective deferral
- Electromagnetic fields
- Electronic image storage
- Electronic record
- Electronic signature
- Electronic signature retention
- Eligibility or status change
- Eligible expense
- Eligible individual
- Elimination (waiting) period
- Embezzlement
- Emblements
- Emergency authority
- Emergency care
- Emergency cease-and-desist order
- Eminent domain
- Emotional support animal
- Employee group
- Employee Health Care Access Act
- Employer change notification
- Employer group
- Employer mandate
- Employer payment (a)
- Employer payment (b)
- Employers liability (Part Two)
- Employment classification
- Encapsulation
- Enclosure
- Encroachment
- Encumbrance
- End-stage renal disease
- Endorsement
- Energy-efficiency rating information
- Enforceability
- Enjoyment
- Enrollee
- Entire contract provision
- Entitlement
- Entity plan
- Entrance sign
- Entrepreneurial incentive
- Environmental due diligence
- Environmental hazards booklet
- Environmental impact statement
- EPA
- EPO (exclusive provider organization)
- EPSDT
- Equal Credit Opportunity Act
- Equalization
- Equitable conversion
- Equitable remedy
- Equitable servitude
- Equitable title
- Equity
- Equity index account
- ERISA
- ERISA preemption
- Erosion
- Errors and omissions insurance
- Escalation clause
- Escheat
- Escrow
- Escrow account
- Escrow agent
- Escrow cushion
- Escrow disbursement order
- Escrow disbursement order route
- Escrow entitlement
- Escrow error correction
- Escrow fee
- Escrow holder
- Escrow instructions
- Escrow Law exemption
- Escrow reserves
- ESRD coordination period
- ESRD Medicare entitlement
- Essential health benefits
- Estate
- Estate at sufferance
- Estate at will
- Estate for years
- Estate pur autre vie
- Estate recovery
- Estate tail
- Estoppel
- Estoppel (insurance)
- Estoppel letter
- Evaluation
- Evaporator
- Evidence of coverage
- Evidence of insurability
- Examination content allocation
- Examination portion
- Examination services
- Exceptions
- Excess insurance on a minor
- Excess interest whole life
- Excess line broker
- Excess of loss reinsurance
- Excessive assessment
- Excluded acreage
- Exclusion· Insurance
- Exclusion· Real Estate
- Exclusion of gain
- Exclusion ratio
- Exclusion rider
- Exclusions
- Exclusive agency
- Exclusive agency listing
- Exclusive agency system
- Exclusive listing
- Exclusive provider organization
- Exclusive remedy
- Exclusive right to represent
- Exclusive right to sell
- Exclusive use common area
- Exclusive-use clause
- Executed
- Executed contract
- Executive bonus plan
- Executor
- Executory
- Executory contract
- Executory limitation
- Exemption· Insurance
- Exemption· Real Estate
- Exemption savings
- Exemptions
- Exercise
- Exercise of an option
- Existing insurer
- Expectancy
- Expected loss
- Expense charges
- Expense loading
- Expense-incurred benefit
- Experience modification factor
- Experience rating
- Expiration
- Expired listing
- Explicit bias
- Exposure
- Exposure unit
- Express agency
- Express authority· Insurance
- Express authority· Real Estate
- Express contract
- Express easement
- Express Lane eligibility
- Express permission
- Express survivorship language
- Express warranty
- Extended free look
- Extended term insurance
- Extension of benefits
- Extension of benefits rider
- External obsolescence
- Externalities
- Extracontractual claim
- Extraction
- Extraterritorial coverage
F
- Face amount
- Facility fees
- Facility-of-payment clause
- Facility-of-payment provision
- Facultative reinsurance
- Fair Claims Settlement Practices Regulations
- Fair Credit Reporting Act
- Fair Employment and Housing Act
- Fair housing
- Fair Housing Act
- Fair housing disclosure notice
- Fair housing public notice
- Fair housing roleplay
- False advertising
- False promise
- Familial status
- Family and Medical Leave Act
- Family deductible
- Family income policy
- Family income rider
- Family maintenance policy
- Family maintenance rider
- Family maximum
- Family plan
- Family policy
- Family rider
- Fannie Mae
- Federal 55-and-over housing
- Federal 62-and-over housing
- Federal Deposit Insurance Corporation
- Federal Housing Administration
- Federal Housing Finance Agency
- Federal Medical Assistance Percentage
- Federal Open Market Committee
- Federal poverty line
- Federal protected classes
- Federal referral restriction
- Federal Reserve
- Federally related mortgage loan
- Federally related transaction
- Fee condominium
- Fee in lieu of a deposit
- Fee memorandum
- Fee simple absolute
- Fee simple defeasible
- Fee simple determinable
- Fee simple subject to a condition subsequent
- Fee-for-service
- Fee-for-service plan
- FEMA
- FHA
- FHA appraisal
- FHA loan
- FHA mortgage insurance
- FHA-insured loan
- FICA
- Fictitious business name
- Fictitious name
- Fidelity bond
- Fidelity rule
- Fiduciary
- Fiduciary capacity
- Fiduciary duty
- Field investigation
- Field underwriter
- Final agency order
- Final expenses
- Final judgment
- Final order
- Final plat filing
- Final public report
- Final termination
- Final walk-through
- Finance charge
- Financed insurance premium
- Financial examination
- Financial Frauds and Consumer Protection Unit
- Financial rating
- Financial regulation
- Financial responsibility
- Financial Services Commission
- Financial statement
- Financial underwriting
- Financially feasible
- Financing clause failure
- Financing concession
- Financing contingency
- Financing entity
- FinCEN
- Fingerprinting
- Fingerprints
- FINRA
- FINRA registration
- Fire code
- Fire hazard severity zone
- FIRREA
- First renewal
- First substantive contact
- First-dollar coverage
- Fitness determination
- Fixed amount
- Fixed annuity
- Fixed life insurance
- Fixed period
- Fixed-period option
- Fixed-rate loan
- Fixture
- Fixture tests
- Flashing
- Flat extra
- Flat fee
- Flexible premium
- Flexible premium deferred annuity
- Flexible Spending Account (FSA)
- Flood insurance
- Flood Insurance Rate Map
- Floodplain
- Floodway
- Floor
- Floor plans
- Florida Bar exemption
- Florida Building Code
- Florida Commission on Human Relations
- Florida Healthy Kids Corporation
- Florida Insurance Guaranty Association
- Florida Real Estate Appraisal Board
- Florida Real Estate Commission
- Footing
- Forced sale protection
- Foreclosure
- Foreclosure prevention alternative
- Foreign corporation
- Foreign insurer
- Forfeiture
- Forfeiture of claim
- Form completion
- Formal hearing
- Formal hearing request
- Formaldehyde
- Formula precluding individual selection
- Fortuitous event
- Fortuitous loss
- Foundation
- Four unities
- FPDA
- Fractional description
- Fractional interest
- Franchise insurance
- Fraternal benefit society
- Fraud
- Fraud (insurance)
- Fraud and false statements
- Fraud prevention plan
- Fraud warning
- Fraudulent concealment
- Fraudulent insurance act
- Fraudulent misrepresentation
- Fraudulent viatical settlement act
- Freddie Mac
- Free look
- Free withdrawal provision
- Free-look period
- Freehold estate
- Frequency limitation
- Friable
- Frontage
- Full covenant and warranty deed
- Full covenant deed
- Full disclosure
- Full disclosure of a kickback
- Full retirement age (FRA)
- Full service
- Full surrender
- Full-time employee
- Fully amortized
- Fully amortizing loan
- Fully insured
- Fully insured plan
- Functional obsolescence
- Funding
- Funding fee
- Furnace
- Further assurances
- Future purchase option
G
- Gain
- Gatekeeper
- General account
- General agent
- General enrollment period
- General liability
- General liability insurance
- General lien
- General lines agent
- General lines license
- General partnership
- General warranty
- General warranty deed
- Generic environmental impact statement
- Ginnie Mae
- Going-concern value
- Good cause
- Good character
- Good faith doubt
- Goodman triangle
- Goodwill
- Governing board
- Governing body
- Government survey system
- Governmental forces
- Grace period
- Grade
- Graded premium whole life
- Graduated lease
- Graduated-payment loan
- Gramm-Leach-Bliley Act
- Grandfathered plan
- Grant deed
- Grantee
- Granting clause
- Grantor· Real Estate
- Grantor· Real Estate
- Grievance· Insurance
- Grievance· Real Estate
- Grievance day
- Gross income multiplier
- Gross lease
- Gross misconduct
- Gross monthly income
- Gross offer
- Gross premium
- Gross purchase price
- Gross rent multiplier
- Ground lease
- Ground-fault circuit interrupter
- Groundwater
- Group accident and health policy
- Group boycott
- Group certificate
- Group contract termination
- Group conversion window
- Group credit life
- Group health benefit plan
- Group health conversion
- Group health insurance
- Group license
- Group life insurance
- Group model
- Group policyholder
- Group term life tax rule
- Guarantee fee
- Guaranteed availability
- Guaranteed cash value
- Guaranteed death benefit
- Guaranteed enrollment after group coverage
- Guaranteed insurability rider
- Guaranteed issue
- Guaranteed minimum accumulation benefit
- Guaranteed minimum income benefit
- Guaranteed minimum interest rate
- Guaranteed minimum withdrawal benefit
- Guaranteed renewability
- Guaranteed renewable
- Guaranty
- Guaranty assessment
- Guaranty association
- Guardian's deed
- Guide to Health Insurance for People with Medicare
H
- Habendum clause
- Hazard
- Hazardous occupation
- Health agent
- Health benefit plan
- Health care plan
- Health care service plan
- Health claims payment report
- Health department
- Health grace period
- Health information authorization
- Health Insurance Coverage Continuation Act
- Health maintenance organization (HMO)
- Health Maintenance Organization Consumer Assistance Plan
- Health policy grace period
- Health Reimbursement Arrangement (HRA)
- Health return of premium rider
- Health Savings Account (HSA)
- Health status-related factors
- Healthy NY
- Heat pump
- Heirs property
- Held offer check
- Heterogeneity
- Hidden defect
- High school diploma
- High-cost home loan
- High-deductible health plan (HDHP)
- High-pressure tactics
- Highest and best use
- Highest anniversary value
- Highly compensated employee
- HIPAA
- HIPAA authorization
- HIPAA covered entity
- Historic property exemption
- HIV-related test
- HMO (health maintenance organization)
- HO-3
- HO-4
- HO-5
- HO-6
- HO-7
- HO-8
- Holden Act
- Holding oneself out
- Holdover
- Home area
- Home equity line of credit
- Home equity loan
- Home health care
- Home health care benefits
- Home improvement contract
- Home meeting notice
- Home mortgage interest
- Homeowners association
- Homeowners insurance
- Homeowners Protection Act
- Homestead
- Homestead designation
- Homestead exceptions
- Homestead exemption
- Homestead tax exemption
- Homogeneous exposure units
- Honest and fair dealing
- Hospital confinement rider
- Hospital indemnity policy
- Hostile
- Hostile possession
- Hotel
- House rules
- Housing counseling
- Housing for older persons
- Housing merchant implied warranty
- Housing ratio
- HSA catch-up contribution
- HUD
- Human life value approach
- Hybrid plan
- Hypothecation
I
- Identical name
- Illegal occupation
- Illegal occupation provision
- Illiquid
- Illiquidity
- Illiquidity risk
- Illustration
- Immediate annuity
- Immediate estate
- Immediately
- Immobility
- Impaired insurer
- Impairment (exclusion) rider
- Imperfect market
- Implicit bias
- Implied agency
- Implied authority· Insurance
- Implied authority· Real Estate
- Implied covenants
- Implied easement
- Implied in fact contract
- Implied in law obligation
- Implied warranty
- Important Notice Regarding Replacement
- Impossibility
- Impound account
- Impound account interest
- Improvement
- Improvements
- Imputed income
- In-force transaction
- Inactive license
- Inactive producer license
- Incidents of ownership
- Income approach
- Income capitalization approach
- Income property
- Income statement
- Incomplete application
- Incomplete comparison
- Incontestability
- Incontestability clause
- Incontestable clause
- Increasing and diminishing returns
- Increasing death benefit option
- Increasing term
- Incurable
- Incurable depreciation
- Indemnity
- Indemnity basis
- Independent agency
- Independent agency system
- Independent contractor
- Independent contractor agreement
- Independent contractor status
- Independent counsel
- Independent pricing
- Indestructibility
- Indeterminate premium whole life
- Index
- Index lease
- Indexed annuity
- Indexed universal life
- Indirect costs
- Indirect loss
- Indirect rollover
- Individual coverage HRA
- Individual credit life
- Individual mandate
- Individual practice association
- Indoor air quality
- Inducement
- Industrial life insurance
- Industrial property
- Inelastic supply
- Inferior comparable
- Infill
- Inflation protection
- Informal hearing
- Information About Brokerage Services
- Informational blank
- Informed consent
- Informed written consent
- Initial disclosure
- Initial enrollment period
- Initial inspection
- Initial premium
- Injunction
- Inquiry
- Inquiry notice
- Insolvent insurer
- Inspection contingency
- Inspector
- Installment land contract
- Installment note
- Installment refund
- Insulation
- Insurability (approval-of-insurability) receipt
- Insurable interest
- Insurable value
- Insurance agent
- Insurance broker
- Insurance customer
- Insurance Frauds Prevention Act
- Insurance gap
- Insurance producer
- Insurance with other insurers
- Insured
- Insured member
- Insurer
- Insurer assessment
- Insurer counteroffer
- Insuring clause
- Intangible assets
- Intangible tax
- Integrated deductible
- Integration
- Integrity rule
- Intended use
- Intent
- Intent to authenticate
- Intention of the installer
- Intentional misrepresentation
- Interest
- Interest on death proceeds
- Interest rate reduction refinance
- Interest-bearing account
- Interest-bearing escrow
- Interest-only
- Interest-only loan
- Interest-only option
- Interest-only settlement option
- Interest-sensitive (current assumption) whole life
- Intergovernmental coordination
- Interim coverage
- Intermediary
- Intermediate care
- Intermediate theory
- Internal replacement
- Internet advertising
- Interpleader
- Interpretation
- Interstate Land Sales Full Disclosure Act
- Interstate land sales law
- Intestacy
- Intestate
- Intestate succession
- Intoxicants and narcotics
- Intoxicants and narcotics provision
- Investigation
- Investigative consumer report
- Investment in the contract
- Investment interest deduction
- Investment value
- Invitation to contract
- Invitation to inquire
- Involuntarily inactive
- Involuntary alienation
- Involuntary inactivity
- Involuntary lien
- Irrevocable beneficiary
- Irrevocable life insurance trust
- Issue-age rating
- Itemized medical expense deduction
J
- Joint and several liability
- Joint and survivor
- Joint life (first-to-die)
- Joint life annuity
- Joint tenancy
- Joint venture
- Joist
- Judge of compensation claims
- Judgment
- Judgment debtor
- Judgment lien
- Judicial foreclosure
- Judicial review· Real Estate
- Judicial review· Real Estate
- Jumbo loan
- Junior loan
- Just cause
- Just compensation
- Just value
- Justifiable reliance
- Justified reliance
- Juvenile policy
K
L
- Labor union group
- Land
- Land as though vacant
- Land development regulations
- Landfill gas
- Landlord's agent
- Language assistance
- Lapse
- Lapse protection
- Lapse rate
- Lapse risk
- Large group
- Large group health plan
- Late enrollee
- Late entrant
- Late fee
- Late-enrollment penalty
- Late-renewal window
- Latent defect
- Law of large numbers
- Lawful object
- Lawful purpose
- Lawful source of income
- Layering
- Leachate
- Lead
- Lead hazard evaluation report
- Lead hazard pamphlet
- Lead inspection
- Lead inspection opportunity
- Lead risk assessment
- Lead risk assessment opportunity
- Lead Warning Statement
- Lead-based paint
- Lead-based paint disclosure
- Lead-based paint disclosure rule
- Lease
- Lease option
- Lease purchase
- Leased premises
- Leasehold
- Leasehold condominium
- Leasehold estate
- Legal Actions provision
- Legal advice
- Legal description
- Legal drafting
- Legal holiday
- Legal name
- Legal nonconforming use
- Legal purpose
- Legal sufficiency
- Legal title
- Legal update
- Legally permissible
- Lender or purchaser disclosure
- Lender or purchaser statement
- Lender's policy
- Lender's title policy
- Lending value
- Lessee
- Lessor
- Letter of guidance
- Letter of Map Revision
- Level death benefit option
- Level premium
- Level premium term
- Level term
- Level term rider
- Leverage
- Levy
- Liability exposure
- License· Insurance
- License· Real Estate
- License discipline
- License exemption
- License revocation
- License suspension
- License term
- License termination
- Licensed activity
- Licensed appraiser
- Licensed health care practitioner
- Licensed-activity designation
- Licensee as principal
- Licensee ethics rule
- Licensee safety
- Licensing exemption· Insurance
- Licensing exemption· Real Estate
- Lien
- Lien priority
- Lien theory
- Life agent
- Life and accident and health agent
- Life and Health Insurance Company Guaranty Corporation
- Life and Health Insurance Guaranty Association
- Life estate
- Life expectancy estimate
- Life expectancy provider
- Life income
- Life income option
- Life settlement
- Life settlement broker
- Life settlement disclosure
- Life settlement intermediary
- Life settlement privacy
- Life settlement provider
- Life settlement rescission right
- Life tenant
- Life with period certain
- Life with refund
- Lifetime cap
- Lifetime maximum
- LIFO treatment
- Like-kind exchange
- Limitation
- Limited benefit policy
- Limited common elements
- Limited confidentiality
- Limited coverage
- Limited exemption
- Limited health care service
- Limited liability company
- Limited liability partnership
- Limited or specialty license
- Limited partnership
- Limited representation
- Limited service
- Limited service contract
- Limited showing agreement
- Limited-benefit notice
- Limited-pay whole life
- Limited-purpose FSA
- Limiting age
- Limiting rider
- Line of authority
- Lines of insurance
- Liquidated damages
- Liquidation
- Liquidation value
- Liquidity
- List billing
- Listing agreement
- Listing broker
- Listing information
- Listing price
- Littoral rights
- Living benefit
- Lloyd's association
- Lloyd's plan
- Load-bearing wall
- Loan amount
- Loan brokerage
- Loan Estimate
- Loan Estimate and Closing Disclosure
- Loan flipping
- Loan payoff
- Loan principal
- Loan proceeds
- Loan servicing
- Loan to value
- Loan value
- Loan-to-value ratio
- Local government
- Local legislative body
- Local market
- Local option disclosure
- Local Option Real Estate Transfer Disclosure Statement
- Local planning agency
- Loft lease
- Long-term care disclosure statement
- Long-term care free look
- Long-term care insurance
- Long-term care partnership
- Long-term care tax credit
- Long-term disability
- Long-term-care rider
- Longevity risk
- Look-back period
- Loss
- Loss exposure
- Loss factor
- Loss frequency
- Loss of eligibility
- Loss of use
- Loss prevention
- Loss ratio
- Loss reduction
- Loss severity
- Lot
- Lot and block
- Lot and block description
- Love and affection
- Low Income Subsidy
- Low-income housing tax credit property
- Loyalty
- Lump sum
- Lump-sum (critical illness style) benefit
M
- MA-PD plan
- Made-whole doctrine
- Mailing address
- Maintenance
- Major dental services
- Major medical expense insurance
- Maker
- Managed care
- Management agreement
- Management fee
- Managing agent
- Managing general agent
- Mandated benefit
- Mandated offer
- Mandatory eligibility groups
- Mandatory homeowners' association summary
- Mandatory provisions
- Mandatory uniform provisions
- Manufactured home
- Margin
- Margin on selling price
- MARIA
- Marital deduction
- Marital status
- Market allocation
- Market conditions adjustment
- Market conduct regulation
- Market contribution
- Market cycle
- Market price
- Market rent
- Market value
- Market value adjustment
- Market withdrawal
- Marketable Record Title Act
- Marketable title
- Marketplace
- Master policy
- Material breach
- Material change
- Material defect
- Material fact
- Material fact (insurance)
- Material fact disclosure
- Material misrepresentation
- Material misuse
- Material property defect
- Maturity age
- Maturity date
- Maximally productive
- Maximum commission
- Maximum family benefit
- Mechanic's lien
- Medi-Cal
- Mediation
- Medicaid
- Medicaid estate recovery
- Medicaid extended coverage
- Medicaid lien
- Medicaid look-back period
- Medical expense insurance
- Medical Information Bureau
- Medical loss ratio
- Medical underwriting
- Medically needy
- Medicare
- Medicare Advantage plan
- Medicare benefit period
- Medicare eligible expense
- Medicare for disabled beneficiaries
- Medicare Part A
- Medicare Part B
- Medicare Part C (Medicare Advantage)
- Medicare Part D
- Medicare secondary payer
- Medicare Select
- Medicare supplement (Medigap)
- Medicare Supplement Buyer's Guide
- Medigap
- Medigap open enrollment
- Medigap Plan M
- Medigap Plan N
- Medigap Plans C and F
- Medigap Plans K and L
- Member insurer
- Memorandum
- Memorandum of contract
- Merchantable title
- Mere expectancy
- Merger
- Metal tier
- Metes
- Metes and bounds
- Method of attachment
- Metropolitan commuter transportation district
- Mile
- Military termination
- Mill
- Millage conversion
- Millage rate
- Mineral rights
- Minimum employer contribution
- Minimum essential coverage
- Minimum necessary
- Minimum value
- Minor
- Minor breach
- Misappropriation
- Misclassified assessment
- Misrepresentation· Insurance
- Misrepresentation· Real Estate
- Misrepresentation by commission
- Misrepresentation by omission
- Missing tooth clause
- Missing-information letter
- Misstatement of age
- Misstatement of age or sex provision
- Mitigating and aggravating circumstances
- Mitigation
- Mixed-use property
- MLO endorsement
- MLO financial responsibility
- MLO license endorsement
- Modal factor
- Modal loading
- Modal premium
- Mode factor
- Modified adjusted gross income
- Modified community rating
- Modified endowment contract (MEC)
- Modified gross lease
- Modified guaranteed annuity
- Modified whole life
- Mold
- Money laundering
- Monitoring costs
- Monopolistic state fund
- Monthly reconciliation
- Months of supply
- Monument
- Moral hazard
- Morale hazard
- Mortality
- Mortality table
- Mortgage
- Mortgage banker
- Mortgage broker
- Mortgage broker dual agency disclosure
- Mortgage brokerage business
- Mortgage commitment
- Mortgage contingency
- Mortgage default
- Mortgage discharge
- Mortgage escrow account
- Mortgage fraud
- Mortgage insurance
- Mortgage insurance premium
- Mortgage limits
- Mortgage loan originator
- Mortgage payoff
- Mortgage protection
- Mortgage recording tax
- Mortgage redemption life
- Mortgage release
- Mortgage-backed securities
- Mortgage-backed security
- Mortgagee
- Mortgagor
- Mud tubes
- Multifactor authentication
- Multifamily building
- Multiple broker license
- Multiple listing service
- Multiple protection policy
- Multisite plan
- Multisite timeshare estate plan
- Municipal engineer
- Mutual agreement
- Mutual assent
- Mutual company
- Mutual consent
- Mutual rescission
- Mutual written release
- Mutually agreed duties
N
- Named-peril coverage
- National Flood Insurance Program
- Nationwide Multistate Licensing System
- Natural breakpoint
- Natural Hazard Disclosure Statement
- Nature and scope disclosure
- Navigator
- Needs analysis
- Needs approach
- Negative amortization
- Negligence
- Negligence or incompetence
- Negligent misrepresentation
- Negligent supervision
- Negotiation
- Nested fraction
- Net absorption
- Net adjustment
- Net amount at risk
- Net investment income
- Net lease
- Net listing
- Net operating income
- Net payment cost index
- Net premium
- Net proceeds
- Net single premium
- Network adequacy
- Network model
- Network plan
- Neutral escrow
- New York Medigap open enrollment
- New York state continuation
- New York State Human Rights Law
- Newborn coverage
- Next business day
- Nine-hour update survey
- NMLS
- No brokerage relationship
- No Brokerage Relationship Notice
- No down payment financing
- No-approval statement
- No-fault
- Non-ad valorem assessment
- Non-ad valorem charge
- Non-dependent exception
- Non-guaranteed elements
- Non-guaranteed index annuity
- Non-occupational coverage
- Non-qualified annuity
- Non-resident license
- Nonadmitted insurer
- Nonaffiliated third party
- Nonagency assistance
- Noncancellable
- Nonconforming use
- Noncontributory plan
- Nonduplication of benefits
- Nonexclusive agreement
- Nonforfeiture
- Nonforfeiture provision
- Nonforfeiture values
- Nonguaranteed elements
- Nonhomogeneity
- Nonjudicial foreclosure
- Nonparticipating policy
- Nonparticipating provider
- Nonpublic personal information (NPI)
- Nonqualified plan
- Nonqualified use
- Nonrenewal
- Nonresident agent
- Nonresident license
- Nonresidential notice periods
- Nonschool levy
- Nonsolicitation order
- Normalized earnings
- Note
- Note notation
- Note or memorandum
- Note rate
- Notice and hearing
- Notice and opportunity to be heard
- Notice of charges
- Notice of claim
- Notice of commencement
- Notice of default
- Notice of information practices
- Notice of intention
- Notice of noncompliance
- Notice of pendency
- Notice of Privacy Practices
- Notice of retention
- Notice of sale
- Notice to Buyer
- Notification duty
- Novation
- Null and void
- Nulla bona
- Numerical rating system
- NY State of Health
O
- OASDI
- Obedience
- Occupational coverage
- Occupational risk class
- OFAC
- Offer
- Offer and acceptance· Insurance
- Offer and acceptance· Real Estate
- Offer presentation
- Offeree
- Offering plan
- Offering price
- Offering statement
- Offeror
- Office lease
- Office of Financial Regulation
- Office of Insurance Regulation
- Office of the Comptroller of the Currency
- Office property
- One-to-four family dwelling
- One-to-four-unit residential property
- Onsite apartment leasing employee
- Open enrollment
- Open enrollment window
- Open house exception
- Open listing
- Open-end mortgage
- Open-peril coverage
- Operating account
- Operating agreement
- Operating budget
- Operating expenses
- Operating reserve
- Operating rules
- Operation of law
- Opinion of value
- Opt-in
- Opt-out
- Opt-out (GLBA)
- Opt-out request
- Option
- Option consideration
- Option date
- Option fee
- Option period
- Option termination notice
- Option to purchase
- Optional provisions
- Optionally renewable
- Optionee
- Optionor
- Order of benefit determination
- Order of benefit rules
- Ordinary whole life
- Organic brain disorder
- Organizational license
- Original age conversion option
- Original Medicare
- Original partnership states
- Origination charge
- Origination fee
- Orthodontia
- Ostensible agency
- Other income
- Other insurance in this insurer
- Other-insured rider
- Out-of-pocket maximum (stop-loss)
- Out-of-state office
- Outline of coverage
- Output-based remuneration
- Overage
- Overimprovement
- Overinsurance
- Oversupply
- Own occupation
- Own-property exemption
- Owner
- Owner authorization
- Owner-developer
- Owner-occupied rental exemption
- Owner's policy
- Owner's rights
- Owner's title policy
- Ownership and use tests
- Ownership in severalty
- Ownership-interest disclosure
- Ownership-interest purchase
P
- Package mortgage
- Paid advertising disclosure
- Paid Family Leave
- Paid-up additions
- Paid-up annuity benefit
- Paid-up nonforfeiture benefit
- Paired sales
- Paired sales analysis
- Paramedical exam
- Parcel identification number
- Parcel map
- Parent tract
- Parol evidence rule
- Part 175
- Part 500
- Part B excess charges
- Part performance
- Partial disability
- Partial release
- Partial surrender
- Partial withdrawal
- Partially amortized
- Partially amortizing loan
- Participating policy
- Participating provider
- Participation rate
- Partition
- Partition in kind
- Partition wall
- Partnership for Long-Term Care
- Partnership policy
- Party to be charged
- Party wall
- Passing score
- Passive income
- Passive loss limitation
- Patent defect
- Payee
- Payer of last resort
- Payment cap
- Payment factor
- Payment method
- Payment mode
- Payment of claims
- Payment period
- Payment to providers
- Payoff estoppel letter
- Payoff statement
- Payor benefit rider
- Payor of last resort
- Payout phase
- Payroll deduction
- Penalty
- Penalty recovery
- Pending listing
- Per capita
- Per diem policy
- Per stirpes
- Per-cause deductible
- Percent
- Percentage base
- Percentage lease
- Percentage problem
- Percolation test
- Performance
- Peril
- Perimeter
- Period certain
- Period of time policy
- Periodic premium
- Periodic rate cap
- Periodic tenancy
- Permanence of investment
- Permanent insurance
- Permanent life insurance
- Permanent partial disability
- Permanent residence
- Permanent total disability
- Permissible purpose
- Permitted use
- Perpendicular height
- Person to be charged
- Personal contract
- Personal guarantee
- Personal liability coverage
- Personal lines agent
- Personal property
- Personal representative's deed
- Personal-producing general agent
- PETE
- Petroleum bulk storage law
- Phase I environmental site assessment
- Phase II assessment
- Phase II environmental assessment
- Photograph permission
- Physical deterioration
- Physical Examination and Autopsy provision
- Physical hardship extension
- Physical hazard
- Physical modification
- Physical or environmental forces
- Physically possible
- PITI
- Place of practice
- Placement
- Plaintiff
- Plan amendment
- Plan evaluation
- Plan of care
- Plan of operation
- Planned development
- Planned unit development
- Planning board
- Plat
- Plat book and page
- Plat notice
- Plessy v. Ferguson
- Plottage
- Plumbing vent
- PMI cancellation
- Pocket card
- Point
- Point of beginning
- Point of commencement
- Point-of-service (POS) plan
- Points and fees
- Police power
- Policy
- Policy amendment
- Policy conditions
- Policy debt
- Policy dividends
- Policy fee
- Policy loan
- Policy Summary
- Policyholder
- Policyowner
- Pollution prevention
- Polychlorinated biphenyls
- Pooling
- Portability· Insurance
- Portability· Real Estate
- Portable coverage
- Porter's-wage clause
- Portfolio income
- Portfolio lender
- Portfolio lending
- POS (point of service) plan
- Possession
- Possibility of reverter
- Post-assessment funding
- Post-licensing education
- Postlicensure education
- Postpartum home care visit
- Postponement
- Potable water
- Potential gross income
- Potential gross rent
- Potentially responsible parties
- Power of attorney
- Power of sale
- Power of termination
- PPO (preferred provider organization)
- Practice act
- Pre-arranged transfer
- Pre-authorized check
- Pre-existing condition provision
- Preapproval
- Preauthorization
- Predatory lending
- Predetermination of benefits
- Preexisting condition
- Preexisting condition look-back period
- Preferred class
- Preferred provider organization (PPO)
- Preferred risk
- Prelicensing education
- Prelicensure course
- Preliminary information
- Preliminary public report
- Preliminary title report
- Premature distribution tax
- Premium
- Premium due date
- Premium notice
- Premium payment mode
- Premium rating
- Premium receipt
- Premium tax credit
- PrEP prescription
- Prepaid expense
- Prepaid finance charge
- Prepaid interest
- Prepaids
- Prepayment
- Prepayment penalty
- Prequalification
- Prerecorded message
- Prescribed explanation
- Prescription drug plan
- Prescriptive easement
- Present value
- Preservation notice
- Presumptive disability
- Presumptive eligibility
- Pretexting
- Preventive care
- Preventive dental services
- Preventive maintenance
- Price
- Price fixing
- Price opinion
- Price per square foot
- Primary beneficiary
- Primary care physician (PCP)
- Primary insurance amount
- Primary mortgage market
- Primary plan
- Principal
- Principal (insurance)
- Principal dwelling
- Principal meridian
- Principal office
- Principal reduction
- Principal residence
- Principal residence exclusion
- Principal sum
- Principle of contribution
- Principle of indemnity
- Principle of substitution
- Prior appropriation
- Prior written consent
- Priority
- Privacy notice
- Privacy Rule
- Private cause of action
- Private civil action
- Private club exemption
- Private deed restrictions
- Private flood insurance
- Private mortgage insurance
- Private mortgage insurance (PMI)
- Private single-family exemption
- Probable cause
- Probable cause panel
- Probable-cause determination
- Probate
- Probate of a will
- Probation
- Probationary license
- Probationary period
- Procuring cause
- Procuring prospects
- Producer
- Producer errors and omissions insurance
- Producer's report· Insurance
- Producer's report· Insurance
- Product discontinuance
- Professional association
- Professional designation
- Professional liability insurance
- Professional Regulation Trust Fund
- Profit
- Profit on cost
- Progress payments
- Progression
- Prohibited basis
- Prohibited person
- Promissory note
- Prompt-pay law
- Proof of claim
- Proof of death
- Proof of loss
- Property and casualty agent
- Property appraiser
- Property Condition Disclosure Act
- Property condition disclosure statement
- Property Insurance Underwriting Association
- Property management
- Property management agreement
- Property management escrow account allowance
- Property manager
- Property report
- Property tax
- Property tax disclosure
- Property taxes in arrears
- Proportional reinsurance
- Proportionate share
- Proposal for decision
- Proposed denial
- Proposed insured
- Proprietary lease
- Proration
- Prorations
- Prospective review
- Prospectus
- Protected characteristic
- Protected class
- Protected health information
- Protection clause
- Protection period
- Provider network
- Prudent person standard
- Public accommodation
- Public hearing
- Public members
- Public report
- Public utility employee exemption
- Public-assistance income
- Puffing
- Punitive damages
- Pur autre vie
- Purchase agreement
- Purchase offer
- Purchase option
- Purchase-money mortgage
- Purchase-money obligation
- Pure risk
Q
- Qualified annuity
- Qualified beneficiary
- Qualified health plan
- Qualified intermediary
- Qualified joint and survivor annuity
- Qualified long-term care contract
- Qualified longevity annuity contract
- Qualified medical expense
- Qualified partnership policy
- Qualified plan
- Qualified real estate agent
- Qualified residence
- Qualified residence interest
- Qualified small employer HRA
- Qualified test
- Qualifying education
- Qualifying event
- Qualifying small employer
- Qualifying team name
- Qualifying violation
- Quantity survey method
- Quarter section
- Quarters of coverage
- Quasi contract
- Quasi-judicial
- Quasi-legislative
- Quiet title action
- Quitclaim deed
- Quorum
R
- R-value
- Race-notice
- Race-notice rule
- Radon
- Radon mitigation
- Radon notice
- Rafter
- Range
- Rate manual
- Rated policy
- Ratification
- Ratification (insurance)
- Re-entry term
- Reactivation
- Reactivation education
- Readily achievable
- Readjustment period
- Ready, willing, and able buyer
- Real estate
- Real estate advertising
- Real estate broker
- Real Estate Commissioner
- Real estate degree exemption
- Real estate demand
- Real estate investment trust
- Real Estate License Act
- Real Estate Recovery Fund
- Real Estate Recovery Trust Account
- Real estate salesperson
- Real Estate Settlement Procedures Act
- Real estate supply
- Real estate syndicate
- Real Estate Transfer Disclosure Statement
- Real property
- Real property tax lien
- Realized gain
- REALTOR
- Reasonable accommodation
- Reasonable care
- Reasonable cause
- Reasonable modification
- Reasonable security
- Reasonable skill and care
- Reasonable supervision
- Reasonable use
- Reassessment
- Rebate· Real Estate
- Rebate· Insurance
- Rebating
- Rebating schedule
- Recapture
- Receipt acknowledgment
- Receiver
- Receiver of taxes
- Reciprocal (interinsurance) exchange
- Reciprocity
- Recognition agreement
- Recognized gain
- Recommendation
- Recommended order
- Reconciliation
- Reconciliation report
- Reconstructed income and expense statement
- Reconveyance
- Record retention
- Recorded map description
- Recorded plat
- Recording
- Recording a lien
- Recording act
- Recording fee
- Recording method
- Rectangular government survey
- Rectangular government survey system
- Recurrent disability
- Reddendum
- Redemption
- Redlining
- Reduced paid-up insurance
- Reduction
- Referral
- Referral fee
- Referral payment
- Referral to counsel
- Registered compensation entity
- Registered employer
- Registered name
- Registered office
- Registered representative
- Registered trainee
- Registration
- Regression
- Regulated lender
- Regulation 144
- Regulation 145
- Regulation 152
- Regulation 169
- Regulation 187
- Regulation 193
- Regulation 194
- Regulation 199
- Regulation 34
- Regulation 60
- Regulation 62
- Regulation 74
- Regulation Z
- Regulations 47 and 77
- Rehabilitation
- Rehabilitation benefits
- Reinstatement· Real Estate
- Reinstatement· Insurance
- Reinstatement of a health policy
- Reinstatement provision
- Reinsurance
- Rejection
- Relation of earnings to insurance
- Relationship of the parties
- Relative value scale
- Release
- Release clause
- Release detection
- Release of claim
- Release of liability
- Release of lien
- Reliction
- Religious organization exemption
- Remainder
- Remaining economic life
- Remediation
- Remittance
- Renewability
- Renewable
- Renewable term
- Renewal· Real Estate
- Renewal· Insurance
- Renewal option
- Renewal premium
- Renewal provision
- Renewal relief
- Rent credit
- Rent roll
- Rent stabilization
- Rentable area
- Rentable-to-usable multiplier
- Rental income
- Renunciation
- Replacement
- Replacement basis
- Replacement cost
- Replacement limited warranty
- Replacement notice
- Replacement reserves
- Replacing insurer
- Report date
- Reportable criminal matter
- Reportable policy sale
- Reporting immunity
- Representation
- Representative broker
- Reprimand· Real Estate
- Reprimand· Insurance
- Reproduction cost
- Request for information
- Required minimum distribution
- Required title company
- Rescission· Real Estate
- Rescission· Insurance
- Rescission right
- Rescission window
- Reservation system
- Reserves· Real Estate
- Reserves· Insurance
- Resident apartment manager
- Residential apartment management exception
- Residential liquidated damages rule
- Residential notice periods
- Residential office
- Residential property tax summary
- Residential real property under § 443
- Residential sale
- Residual (partial) disability
- Residual income
- Residual value
- Resolution facility
- RESPA
- Respite care
- Respondent
- Responsible broker
- Restoration of benefits
- Restricted license
- Restrictive covenant
- Results clause
- Retail lease
- Retail property
- Retaliation
- Retention
- Retention of acknowledgment
- Retirement earnings test
- Retroactive date
- Retrocession
- Retrospective review
- Return of deposit
- Return of premium term
- Return-of-premium rider
- Reverse mortgage
- Reverse percentage
- Reversion
- Revised estimate
- Revision of disclosure
- Revocable beneficiary
- Revocable license
- Revocation· Real Estate
- Revocation· Insurance
- Revocation right
- Revoke
- Rezoning
- Rider
- Right of entry
- Right of first refusal
- Right of rescission
- Right of survivorship
- Right to return the policy
- Riparian rights
- Risk
- Risk classification
- Risk management
- Risk retention group
- Risk sharing
- Risk transfer
- Risk-based capital
- Rollover
- Root of title
- Roth IRA
- Royalty interest
- Rule in Shelley's Case
- Rulemaking
- Run with the land
S
- SAFE Act
- Salary continuation plan
- Sale and purchase contract
- Sale-leaseback
- Sales agent
- Sales associate
- Sales comparison
- Sales comparison approach
- Sales contract
- Sales escrow account allowance
- Sales price from commission
- Salesperson
- Salesperson compensation
- Salvage value
- Same-insurer replacement
- SARA
- SARA Title III
- Satisfaction
- Satisfaction of the debt
- Save Our Homes
- Saving age
- Scarcity
- Schedule of losses
- Scheduled benefit
- School board representative
- School levy
- Scientific liquidation
- Scope of work
- Scum
- Second surgical opinion
- Secondary mortgage market
- Secondary plan
- Secret profit
- Secret rebate
- Secretary of State
- Section
- Section 1031 exchange
- Section 1035 exchange
- Section 105(h)
- Section 1117
- Section 121 exclusion
- Section 125 cafeteria plan
- Section 193.011
- Section 1982
- Section 199.135
- Section 203(k)
- Section 2122
- Section 2123
- Section 2137
- Section 2324
- Section 2611
- Section 3207
- Section 3208
- Section 3209
- Section 3217
- Section 3218
- Section 3219
- Section 3221
- Section 3229
- Section 3603(b) exemptions
- Section 404
- Section 4224
- Section 4235
- Section 4240
- Section 4326
- Section 7814
- Section 7815
- Section numbering
- Sections 3203 and 3204
- Sections 3231 and 4317
- Secured note
- Securities intended for conversion
- Securitization
- Security deposit
- Seisin
- Seismic hazard zone
- Self-employed health insurance deduction
- Self-insurance
- Self-insured plan
- Self-insurer
- Seller allowance
- Seller carryback
- Seller concessions
- Seller credit
- Seller credit on closing statement
- Seller debit
- Seller financing
- Seller net
- Seller proceeds
- Seller's agent
- Seller's Disclosure Notice
- Seller's market
- Seller's nomination
- Seller's subagent
- Senate confirmation
- Senior citizens exemption
- Senior designation
- Senior free look
- Senior-specific designation
- SEP
- Separate account
- Separate beneficiary record
- Separate interest
- Separate property
- Septic system
- Service area
- Servicer
- Servicing
- Servient estate
- Servient tenement
- Setback
- Settled policy
- Settlement disclosure
- Settlement disclosure itemization
- Settlement escrow
- Settlement option
- Settlement procedure
- Settlement service
- Settlor
- Seven-pay test
- Severalty
- Severance
- Severance of joint tenancy
- Severe cognitive impairment
- Sex offender database notice
- Shaded Zone X
- Sham option
- Share loan
- Shared care
- Shared responsibility payment
- Shareholder
- Sharing
- Sheathing
- Sheriff's deed
- Sherman Act
- Shopper's guide
- Short-rate cancellation
- Short-term (limited-duration) medical policy
- Short-term disability
- Shortened benefit period
- Shortened limitation clause
- Showing
- Sickness
- Simple inflation protection
- Simple interest
- SIMPLE plan
- Simultaneous death
- Single agency
- Single agent
- Single agent disclosure
- Single agent notice
- Single health care service plan
- Single net lease
- Single premium
- Single premium deferred annuity
- Single premium immediate annuity
- Single-premium whole life
- Site plan
- Site plan review
- Site valuation
- Situs
- Situs state
- Skill, care, and diligence
- Skilled care
- Skilled nursing care
- Sliding
- Sludge
- Small Business Health Options Program
- Small claims assessment review
- Small employer
- Small employer carrier
- Small employer health alliance
- Small group
- Small-building exemption
- SOAH
- Social forces
- Social insurance supplement
- Social insurance supplement rider
- Social Security credits
- Social Security disability insurance
- Social Security survivor benefits
- Soil bearing capacity
- Sole proprietorship
- Solicitation materials
- Soliciting listings
- SONYMA
- Source of income
- Source-pathway-receptor
- Sources of insurability
- SPDA
- Special account
- Special ad valorem levy
- Special agent
- Special assessment
- Special assessment (local improvement)
- Special confidentiality notice
- Special district
- Special district assessment
- Special enrollment period
- Special exception
- Special flood hazard area
- Special investigations unit
- Special provisions
- Special use permit
- Special warranty deed
- Special-purpose property
- Specialist report
- Specialty hours
- Specific designation
- Specific lien
- Specific performance
- Specific stop-loss
- Specified-disease (dread disease) policy
- Speculative builder
- Speculative risk
- Spend down
- Spending authority
- Spendthrift clause
- SPIA
- Split definition
- Split definition of disability
- Split-dollar arrangement
- Sponsor
- Sponsoring broker
- Sponsorship
- Spousal benefit
- Spousal impoverishment protection
- Spouse term rider
- Square footage conversion
- Square mile
- Square yard
- Stabilized income
- Staff model
- Staggered
- Standard group life provisions
- Standard Nonforfeiture Law for Annuities
- Standard Nonforfeiture Law for Life Insurance
- Standard policy provisions
- Standard rate
- Standard risk
- Standardized benefit plan
- Standardized plans
- STAR
- State Board of Real Estate
- State certified appraiser
- State code council
- State Energy Conservation Construction Code
- State Environmental Quality Review Act
- State Insurance Fund
- State licensed appraiser
- State Office of Administrative Hearings
- State plan
- State plan for medical assistance
- Statement of continued good health
- Statement of good health
- Statement of issues
- Statement of methods of operation
- Status clause
- Status notice
- Statute
- Statute of frauds
- Statute of limitations
- Statutory presumption
- Statutory short form
- Statutory warranty deed
- Steering
- Step therapy
- Stock certificate
- Stock company
- Stock cooperative
- Stock insurer
- Stop-loss (out-of-pocket maximum)
- Stop-loss insurance
- Straight life
- Straight life (life only)
- Straight life annuity
- Straight life income
- Straight loan
- Straight-line
- Stranger financing
- Stranger-originated life insurance
- Strict compliance
- Strict liability
- Strike and initial
- Structuring
- Stud
- Sub-licensee
- Subaccounts
- Subagency
- Subdivided lands
- Subdivided Lands Act
- Subdivider
- Subdivision
- Subdivision Map Act
- Subdivision regulations
- Subject property
- Subject to
- Sublease
- Subordination
- Subordination agreement
- Subpoena
- Subprime home loan
- Subrogation· Real Estate
- Subrogation· Insurance
- Subrogation lien
- Subsequent purchaser
- Substandard (rated)
- Substandard risk
- Substantial gainful activity
- Substantial misrepresentation
- Substitution
- Subsurface rights
- Subsurface rights disclosure
- Subterranean termite
- Suburban growth
- Success fee
- Successor liability
- Suicide clause
- Suitability· Real Estate
- Suitability· Insurance
- Suitability information
- Summary Plan Description
- Summary revocation
- Superintendent of Financial Services· Real Estate
- Superintendent of Financial Services· Insurance
- Superior comparable
- Supplemental (superimposed) major medical
- Supplemental course
- Supplemental Security Income
- Supplementary continuation
- Supply
- Supply and demand
- Suppression record
- Surety bond
- Surface rights
- Surgical schedule
- Surplus lines agent
- Surplus lines broker
- Surplus lines premium tax
- Surplus lines service fee
- Surplus to policyholders
- Surrender charge
- Surrender charge period
- Surrender cost index
- Survey
- Survivor benefit
- Survivorship (second-to-die)
- Survivorship agreement
- Survivorship benefits
- Suspension· Real Estate
- Suspension· Insurance
- Suspicious activity reporting
- System of supervision
- Systematic withdrawals
- Systemic bias
T
- Table of guaranteed values
- Table rating
- Taft-Hartley trust
- Taking
- Tangible assets
- Tank closure
- Target housing
- Target net
- Tax ceiling
- Tax certificate
- Tax certiorari
- Tax collector
- Tax credit
- Tax deed
- Tax deferral
- Tax depreciation
- Tax exemption
- Tax levy
- Tax lien
- Tax parcel identifier
- Tax rate
- Tax treatment of disability income
- Tax-deferred
- Tax-deferred inside buildup
- Tax-qualified policy
- Tax-stop clause
- Taxable assessed value
- Taxable indebtedness
- Taxable value
- Taxable wage ceiling
- Taxation
- Taxing jurisdiction
- Taxing unit
- TDS delivery
- Team
- Team name
- Team roster
- Technical advice
- Temporary certificate of occupancy
- Temporary license
- Temporary partial disability
- Temporary renewal
- Temporary shelter
- Temporary total disability
- Ten-percent aggregate tolerance
- Tenancy at sufferance
- Tenancy at will
- Tenancy by the entirety
- Tenancy in common
- Tenant ledger
- Tenant referral benefit
- Tenant retention
- Tenant-stockholder
- Tenant's agent
- Tenants in common
- Tender
- Tentative assessment roll
- Tentative map
- Term life insurance
- Term rider
- Terminally ill
- Termination
- Termination of agency
- Termination option
- Termination period
- Tertiary beneficiary
- Testate
- Testing service
- Texas Appraiser Licensing and Certification Board
- Texas Real Estate Commission
- Third parties
- Third-party deposit holder
- Third-party designee
- Third-party ownership
- Third-party-over action
- Thirdhand smoke
- Three-day cancellation right
- Tiered fee
- Time adjustment
- Time is of the essence
- Time of payment of claims
- Time value of money
- Time-share estate
- Time-share plan
- Time-share use
- Timeshare
- Timeshare estate
- Timeshare license
- Timeshare resale warning
- Title commitment
- Title insurance
- Title insurance agent
- Title opinion
- Title search
- Title theory
- Title to property
- Tolling
- Total absolute adjustment
- Total asset protection
- Total debt ratio
- Total disability
- Total impression standard
- Total of payments
- Town board
- Township
- Tract builder
- Trade fixture
- Trade name
- Tradesperson exception
- Transacting insurance
- Transaction broker
- Transaction charge
- Transaction records
- Transfer
- Transfer of an interest in an estate
- Transfer of deposits
- Transfer tax
- Transfer to security
- Transfer-for-value rule
- Transferability
- Transient occupancy
- Transition disclosure
- Transition to transaction broker
- Translation
- Trap
- Trapezoid
- Treaty reinsurance
- Treble damages· Real Estate
- Treble damages· Insurance
- TREC
- TREC contract form
- TREC resale contract
- Trial work period
- Triangle
- Triangle area
- TRID
- Triggering term
- Triple net lease
- Triple tax advantage
- Truss
- Trust
- Trust account signing authority
- Trust accounting review
- Trust fund liability
- Trust fund reconciliation
- Trust fund records
- Trust fund shortage
- Trust funds
- Trust liability
- Trust money
- Trust scheme
- Trustee
- Trustee group
- Trustee's deed
- Trustee's sale
- Trustor
- Truth in Lending
- Truth in Lending disclosure
- Twisting
- Tying
U
- Unallocated group annuity
- Unauthorized insurer
- Unauthorized practice of law
- Unbundled design
- Uncapped natural gas well
- Uncashed check
- Undercover investigation
- Underground storage tank
- Underlying mortgage
- Underwriting· Real Estate
- Underwriting· Insurance
- Undeveloped land
- Undivided interest
- Undivided loyalty
- Unearned fee split
- Unearned premiums
- Unearned split
- Unemployment insurance
- Unenforceable
- Unequal assessment
- Unequal treatment
- Unfair claim settlement practice
- Unfair claims practices
- Unfair discrimination
- Unfair Insurance Trade Practices Act
- Unfair or deceptive act
- Uniform application forms
- Uniform Fire Prevention and Building Code
- Uniform percentage standard
- Uniform Standards of Professional Appraisal Practice
- Unilateral contract· Real Estate
- Unilateral contract· Insurance
- Unilateral offer
- Unincorporated association
- Unique identifier
- Uniqueness
- Unit conversion
- Unit-in-place method
- Universal agent
- Universal life
- Unjust enrichment
- Unlawful assessment
- Unlawful detainer
- Unlicensed activity
- Unlicensed assistant
- Unlicensed personal assistant
- Unlicensed sales assistant
- Unnecessary hardship
- Unpaid premium provision
- Unrepresented buyer
- Unruh Civil Rights Act
- Unsatisfied judgment
- Unshaded Zone X
- Untenantable premises
- Untrustworthiness
- Unwritten contract action
- Update course
- Usable area
- USDA
- Use clause
- Use restriction
- Use variance
- Use-or-lose rule
- Useful life
- USPAP
- Usual, customary and reasonable
- Usual, customary, and reasonable charge
- Utility
- Utilization review
- Utilization review appeal
- Utmost good faith
V
- V zone
- VA
- VA appraisal
- VA loan
- VA loan guaranty
- VA-guaranteed loan
- Vacancy and collection loss
- Vacancy and collection losses
- Vacation Ownership and Time-share Act
- Valid contract
- Valid, void, voidable, unenforceable
- Valuable consideration
- Valuation
- Valuation date
- Valuation services
- Value in use
- Value-added product or service
- Valued contract
- Variable annuity
- Variable life
- Variable universal life
- Variance
- Ventilation
- Verified accounting
- Verified application
- Verified complaint
- Verified written complaint
- Vesting· Real Estate
- Vesting· Insurance
- Veterans exemption
- Viatical settlement
- Viatical settlement broker
- Viatical settlement provider
- Viaticated policy
- Viator
- Vicarious liability
- Vision insurance
- Visual inspection
- Visual inspection duty
- Void
- Voidable
- Voidable contract
- Volatile organic compound
- Voluntarily inactive
- Voluntary alienation
- Voluntary exchange program
- Voluntary lien
W
- Wage laborer preference
- Waiting period
- Waiver
- Waiver of monthly deduction / cost of insurance
- Waiver of monthly deductions
- Waiver of premium
- Waiver of premium rider
- Waiver of subrogation
- Warranty· Real Estate
- Warranty· Insurance
- Warranty claim notice
- Warranty date
- Warranty of habitability
- Waste
- Water heater bracing
- Water rights
- Welfare benefit plan
- Well yield
- Wetlands
- Whole life insurance
- Wildland fire area
- Will
- Willful failure
- Windstorm deductible disclosure
- Wire fraud
- Withdrawal authority
- Withdrawal of consent
- Withdrawn listing
- Witnesses
- Wood-boring beetle
- Work file retention
- Workers' compensation· Real Estate
- Workers' compensation· Insurance
- Workers' compensation death benefits
- Workers' Compensation Insurance Guaranty Association
- Workfile
- Working aged
- Working capital
- Worksite marketing
- Wraparound
- Wraparound loan
- Wraparound mortgage
- Write once, read many
- Written appraisal
- Written examination
- Written informed consent
- Written instrument action
- Written provider list
- Written renewal
- Written verification of receipt
- Written waiver
- Written waiver of confidentiality