Exam term

Split definition of disability

A total disability definition applying own occupation for an initial period, commonly two to five years, and any occupation afterward. It balances cost against early-claim protection.

Lessons that use this term

Disability classifications: total, partial, recurrent, and residual New York
Disability income and accidental death and dismemberment policies New York
Group disability income: short-term and long-term disability compared with individual plans New York