California Life & Health Insurance License Exam Prep
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10 free lessons · 389 free practice questions with explanations · ♪ podcast feed -- no account needed. See all 31 lessons in order →
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Course outline
31 lessons in 11 modules, in study order. Tap a module to show its lessons.
Module 1 · 6 lessons General insurance concepts
Includes a free lesson: Insurance, risk, and peril
- 1. Insurance, risk, and peril✓ Free
Start here · Free lesson + 39 questions · free practice
- 2. Hazard types and the law of large numbersFull plan
Full-plan lesson · text free to read
- 3. Loss exposure and risk management techniquesFull plan
Full-plan lesson · text free to read
- 4. Insurable risk requisites and insurable eventsFull plan
Full-plan lesson · text free to read
- 5. Insurable interest, indemnity, and utmost good faithFull plan
Full-plan lesson · text free to read
- 6. Underwriting purpose and adverse selectionFull plan
Full-plan lesson · text free to read
Module 2 · 4 lessons Insurance contract law
Includes a free lesson: Elements and special characteristics of an insurance contract
- 7. Elements and special characteristics of an insurance contract✓ Free
Free lesson + 37 questions · free practice
- 8. Concealment, warranty, and representationsFull plan
Full-plan lesson · text free to read
- 9. Rescission rights and required policy specificationsFull plan
Full-plan lesson · text free to read
- 10. Common insurance terminologyFull plan
Full-plan lesson · text free to read
Module 3 · 5 lessons The California insurance marketplace and licensing
Includes a free lesson: Distribution systems and producer roles: agent, broker, and solicitor
- 11. Distribution systems and producer roles: agent, broker, and solicitor✓ Free
Free lesson + 40 questions · free practice
- 12. Producer licensing, appointments, and continuing educationFull plan
Full-plan lesson · text free to read
- 13. Ethics and conduct with senior citizensFull plan
Full-plan lesson · text free to read
- 14. Insurer types, CDI/DMHC jurisdiction, and market regulationFull plan
Full-plan lesson · text free to read
- 15. Insolvency, CLHIGA, and Fair Claims Settlement Practices RegulationsFull plan
Full-plan lesson · text free to read
Module 4 · 2 lessons Life insurance basics
Includes a free lesson: Life insurance basics and the personal insurance planning process
- 16. Life insurance basics and the personal insurance planning process✓ Free
Free lesson + 39 questions · free practice
- 17. Insurable interest, mortality, and the immediate estate conceptFull plan
Full-plan lesson · text free to read
Module 5 · 5 lessons Types of life policies
Includes a free lesson: Participating, individual, and group life policies
- 18. Participating, individual, and group life policies✓ Free
Free lesson + 39 questions · free practice
- 19. Term, whole, universal, and variable life policy classesFull plan
Full-plan lesson · text free to read
- 20. Premium payment modesFull plan
Full-plan lesson · text free to read
- 21. Special life coverages: mortgage redemption, family, juvenile, and survivorshipFull plan
Full-plan lesson · text free to read
- 22. Term product typesFull plan
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Module 6 · 1 lesson Annuities
Includes a free lesson: Annuity definitions, parties, and uses
- 23. Annuity definitions, parties, and uses✓ Free
Free lesson + 40 questions · free practice
Module 7 · 2 lessons Life insurance and annuity policy replacement and cancellation
Includes a free lesson: Free-look cancellation rights by applicant age
- 24. Free-look cancellation rights by applicant age✓ Free
Free lesson + 38 questions · free practice
- 25. Replacement notice requirements and penaltiesFull plan
Full-plan lesson · text free to read
Module 8 · 3 lessons The individual life insurance contract
- 26. California life policy disclosures: illustrations, buyer's guide, and cost indexesFull plan
Full-plan lesson · text free to read
- 27. Life settlement contractsFull plan
Full-plan lesson · text free to read
- 28. Common policy provisions: beneficiary designations, grace period, and nonforfeiture optionsFull plan
Full-plan lesson · text free to read
Module 9 · 1 lesson Taxation of life insurance and annuities
Includes a free lesson: Tax treatment of life insurance and annuities, including modified endowment contracts
- 29. Tax treatment of life insurance and annuities, including modified endowment contracts✓ Free
Free lesson + 40 questions · free practice
Module 10 · 1 lesson Individual underwriting, pricing, and claims
Includes a free lesson: Individual life underwriting, pricing, and claims
- 30. Individual life underwriting, pricing, and claims✓ Free
Free lesson + 37 questions · free practice
Module 11 · 1 lesson Life policy riders
Includes a free lesson: Life policy riders
- 31. Life policy riders✓ Free
Free lesson + 40 questions · free practice