Texas Insurance producer exam prep
93 objectives
Types of life insurance policies
- Traditional whole life products✓ Free
objective· free practice
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- Term life insurance typesPreview
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- Annuity premium and timing structuresPreview
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- Combination and survivorship life plansPreview
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Policy riders, provisions, options, and exclusions
- ✓ Free
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- Core contract provisions: entire contract, insuring clause, free look, consideration, owner's rightsPreview
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- Beneficiary designation rulesPreview
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- Premium payment modes and grace periodPreview
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Completing the application, underwriting, and delivering the policy
- ✓ Free
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Retirement and other insurance concepts
- ✓ Free
- Life settlementsPreview
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- Social Security retirement benefitsPreview
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Types of health and accident insurance policies
- ✓ Free
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- Medicare supplement policiesPreview
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- Group health insurance and COBRAPreview
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Health policy provisions, clauses, and riders
- Mandatory provisions I: entire contract, incontestability, grace period, reinstatement✓ Free
objective· free practice
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- Mandatory provisions III: physical exam, legal actions, and beneficiary/occupation changesPreview
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- Other provisions I: insuring clause, free look, consideration, probationary and elimination periodsPreview
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- Other provisions II: waiver of premium, exclusions, preexisting conditions, coinsurance, deductiblesPreview
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- Other provisions III: eligible expenses, copayments, preauthorization, and benefit maximumsPreview
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- Health policy ridersPreview
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- Rights of renewabilityPreview
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Social insurance
- Medicare Parts A, B, C, and D✓ Free
objective· free practice
- MedicaidPreview
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Other insurance concepts
- ✓ Free
- Owner's rightsPreview
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- Dependent children benefitsPreview
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- Primary and contingent beneficiariesPreview
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- Modes of premium paymentPreview
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- Tax treatment of premiums and proceedsPreview
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- Managed care conceptsPreview
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- Workers' compensationPreview
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- SubrogationPreview
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Field underwriting procedures
- ✓ Free
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- Replacement of health insurancePreview
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Texas statutes common to life and health insurance
- ✓ Free
- Penalties and cease-and-desist ordersPreview
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- Unfair trade practices II: rebating, fraud, boycott, commingling, and unfair discriminationPreview
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- Agent duties and commission sharingPreview
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Texas statutes for life insurance
- ✓ Free
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- Group life insurance rulesPreview
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- Credit life insurancePreview
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- Replacement duties for life insurancePreview
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- Nonforfeiture lawPreview
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Texas statutes for accident and health insurance
- ✓ Free
- Texas Medicare supplement standardsPreview
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- AIDS testing requirementsPreview
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- Long-term care regulationPreview
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- Small group health insurancePreview
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Texas statutes for HMOs
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- HMO out-of-network claimsPreview
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