Free practice test

New York Real Estate Law Practice Test

25 questions on the New York statutes and rules section only: the part of the exam generic national prep covers least. Every question shows its answer and explanation. No sign-up.

New York exam facts

Questions
Multiple choice
Time
90 minutes
Passing score
Pass/fail, no score given
Exam fee
$15
Pre-licensing course
77-hour approved course

Verified against Become a Real Estate Salesperson (New York Department of State, Division of Licensing Services).

  1. Question 1 of 25

    A New York firm assigns fair housing compliance training entirely to its salespersons and tells its broker to study only marketing. Which part of the licensing framework most directly challenges that division?

    Reveal answer

    Correct answer: Broker education includes responsibility for ensuring supervised salespersons comply with fair housing laws.

    Section 441 expressly connects broker education with the broker's fair housing supervisory responsibility. The other statements do not address the training plan's central omission.

    From the free practice set Purpose of the license law, license categories, and the responsibilities of each licensee

  2. Question 2 of 25

    A buyer wants to remove an interior wall that supports the floor above. How should the wall be classified?

    Reveal answer

    Correct answer: A load-bearing wall because it supports loads beyond its own weight

    The wall supports the floor above, making it load-bearing. Interior location does not establish that a wall is merely a partition.

    From the free practice set Construction: permits, codes, certificates of occupancy, site requirements, and the structure

  3. Question 3 of 25

    Which professional inquiry most directly addresses whether the ground can support a proposed building?

    Reveal answer

    Correct answer: An investigation of soil bearing capacity

    Soil bearing capacity concerns the ground's ability to support loads. A percolation test, a topographic survey and a setback review do not establish it.

    From the free practice set Construction: permits, codes, certificates of occupancy, site requirements, and the structure

  4. Question 4 of 25

    A standing tree is cut down and stacked as firewood. What process has changed it into personal property?

    Reveal answer

    Correct answer: Severance

    Severance separates part of the real estate, making the resulting logs personal property.

    From the free practice set Real and personal property, uses of real property, and its characteristics

  5. Question 5 of 25

    A New York broker timely remits a client's unexpended collections but refuses to provide an account of receipts and expenses. Has the broker fulfilled 19 NYCRR § 175.2?

    Reveal answer

    Correct answer: No, because rendering an account is also required

    Section 175.2 requires an account as well as remittance within a reasonable time.

    From the free practice set Property management and the management agreement

  6. Question 6 of 25

    Under New York Real Property Law § 254(1), specified mortgage wording is construed to include which property in addition to the described premises?

    Reveal answer

    Correct answer: Appurtenances, fixtures, and personal property attached to or used in connection with the premises

    New York Real Property Law § 254(1) expressly includes appurtenances, fixtures, and personal property attached to or used in connection with the premises in its construction of the specified wording.

    From the free practice set Real and personal property, uses of real property, and its characteristics

  7. Question 7 of 25

    A New York town has adopted a comprehensive plan under Town Law § 272-a. It now drafts a zoning amendment. What relationship must the amendment have to that plan?

    Reveal answer

    Correct answer: It must be in accordance with the adopted plan.

    New York requires all town land use regulations to be in accordance with a comprehensive plan adopted pursuant to this section.

    From the free practice set The bundle of rights, planning, and private land use controls

  8. Question 8 of 25

    A listing describes a parcel as suitable for industrial use. A buyer concludes that a factory is legally authorized there. What is the flaw?

    Reveal answer

    Correct answer: A use description does not itself establish zoning permission

    A descriptive use category is different from legal authorization under zoning.

    From the free practice set Real and personal property, uses of real property, and its characteristics

  9. Question 9 of 25

    Leah has a buyer's agent from one firm. She views a house listed by Omar, who represents the seller through another firm. How is Leah classified relative to these agents?

    Reveal answer

    Correct answer: A client of her buyer's agent and a customer of Omar

    Client and customer describe the person's relationship to a particular agent. Leah is represented by her buyer's agent, not by Omar.

    From the free practice set The real estate agent, agency defined, and client versus customer

  10. Question 10 of 25

    Which information is the primary physical subject of the floor plans filed under New York Real Property Law § 339-p?

    Reveal answer

    Correct answer: Unit layouts, locations, and approximate dimensions

    Section 339-p describes plans showing the layout, locations, and approximate dimensions of the units.

    From the free practice set Condominiums: definition, by-laws, the sponsor, and the offering plan

  11. Question 11 of 25

    A client says, “Do not write down my demand to exclude those buyers; just handle it quietly.” What is the best professional response?

    Reveal answer

    Correct answer: Refuse participation, record the facts, and involve the sponsoring broker.

    A request for secrecy is not a reason to abandon the response process. Refusal, factual documentation, and supervision address both the instruction and the pressure to conceal it.

    From the free practice set Pressure to discriminate and anti-bias training

  12. Question 12 of 25

    A condominium buyer says the association's master policy makes a unit-owner coverage review unnecessary. What is the strongest response?

    Reveal answer

    Correct answer: The buyer should compare the master policy with unit-owner protection for belongings and covered unit improvements

    The master policy and HO-6 address related but distinct interests. A unit-owner review identifies protection for belongings and covered improvements alongside master coverage.

    From the free practice set Property insurance: homeowners and tenant policies, coverage, and the agent's role

  13. Question 13 of 25

    A residential month-to-month tenant outside New York City elects to terminate. What notice does Real Property Law § 232-b require from that tenant?

    Reveal answer

    Correct answer: At least one month before the expiration of the term

    Section 232-b requires the outside-New-York-City monthly tenant to notify the landlord at least one month before expiration of the term.

    From the free practice set Leases: leasehold estates, standard provisions, and rent-stabilized renewals

  14. Question 14 of 25

    For a covered New York residential transaction, when does a seller's agent provide the agency disclosure to a prospective buyer?

    Reveal answer

    Correct answer: At the first substantive contact with the buyer

    New York requires a seller's agent to provide the disclosure at first substantive contact with the buyer.

    From the free practice set The real estate agent, agency defined, and client versus customer

  15. Question 15 of 25

    Buyer and seller agree that an existing loan will remain in place despite a due-on-sale clause. The lender is not a party to their agreement. Which conclusion is most accurate?

    Reveal answer

    Correct answer: Their private agreement does not itself eliminate the lender's rights under the clause.

    An agreement between buyer and seller does not itself waive a lender's contractual rights. A subject-to label does not settle enforceability of a due-on-sale clause.

    From the free practice set The mortgage and note, the mortgagor's duties, selling mortgaged property, and recording

  16. Question 16 of 25

    A New York town wants to appoint a current town board member to its zoning board of appeals. How should that proposal be evaluated?

    Reveal answer

    Correct answer: The member is ineligible while serving on the town board.

    New York Town Law § 267 makes town board members ineligible for membership on the zoning board of appeals.

    From the free practice set The local legislative body, the planning board, and the zoning board of appeals

  17. Question 17 of 25

    Which comparison correctly distinguishes a physical characteristic from an economic characteristic of land?

    Reveal answer

    Correct answer: Uniqueness is physical; scarcity is economic

    Uniqueness describes the individual nature of parcels; scarcity compares suitable supply with demand.

    From the free practice set Real and personal property, uses of real property, and its characteristics

  18. Question 18 of 25

    A New York seller's agent is dealing with a buyer customer. Which statement about reasonable skill and care is correct?

    Reveal answer

    Correct answer: It applies in performing the agent's duties in dealings with the buyer.

    New York's seller-agent disclosure expressly includes reasonable skill and care in the agent's dealings with the buyer, without requiring buyer representation or payment.

    From the free practice set The real estate agent, agency defined, and client versus customer

  19. Question 19 of 25

    Which ownership arrangement describes a condominium?

    Reveal answer

    Correct answer: Ownership of a unit paired with an undivided interest in common elements

    Condominium ownership combines individual unit ownership with a common interest. Shares and a proprietary lease describe a cooperative.

    From the free practice set Condominiums: definition, by-laws, the sponsor, and the offering plan

  20. Question 20 of 25

    Two wire-verification procedures are proposed. One calls a number in the changed-instructions email; the other calls an established number from prior trusted records. Why is the second stronger?

    Reveal answer

    Correct answer: It avoids depending on the suspicious message for the verification channel

    Independent verification requires a trusted contact path separate from the message being tested; otherwise the same attacker may control both.

    From the free practice set Licensee safety: at the office, in the field, online, and liability

  21. Question 21 of 25

    In a covered New York residential transaction, a buyer is about to agree that a broker will act as the buyer's agent. When must that broker provide the agency disclosure to the buyer?

    Reveal answer

    Correct answer: Before entering the agreement to act as the buyer's agent

    The buyer's agent provides the disclosure before entering the agreement to act as the buyer's agent.

    From the free practice set The real estate agent, agency defined, and client versus customer

  22. Question 22 of 25

    A seller says, 'The appraisal is $525,000, so a buyer must pay $525,000 when the property sells next year.' Which explanation best addresses the mistake?

    Reveal answer

    Correct answer: The appraisal is a dated value opinion, not a guarantee of a future transaction price

    An appraisal expresses a value opinion on its effective date. It neither binds a future buyer nor guarantees a later selling price.

    From the free practice set Appraisal, valuation and evaluation; market value; value, price and cost

  23. Question 23 of 25

    A salesperson adds a town rate of $6 per $1,000 to a school rate of $14 per $1,000, then applies $20 per $1,000 to one taxable assessment. Which fact must be confirmed for that shortcut to give the correct combined tax?

    Reveal answer

    Correct answer: The same taxable assessed value applies to both levies

    Adding rates before multiplying works when both rates apply to the same taxable base: value × 0.006 + value × 0.014 = value × 0.020. Different levy-specific exemptions can require separate calculations.

    From the free practice set Property taxation, assessed value, and computing the tax rate and tax

  24. Question 24 of 25

    Under New York Real Property Law § 275, within what period must the signer of a discharge certificate arrange to have it presented for recording after giving the certificate for a due and fully paid mortgage?

    Reveal answer

    Correct answer: Thirty days

    Section 275 requires the signer to arrange presentation for recording within thirty days thereafter. Later liability intervals do not extend that duty.

    From the free practice set The mortgage and note, the mortgagor's duties, selling mortgaged property, and recording

  25. Question 25 of 25

    After coaching, a salesperson asks every buyer about budget and property needs but still omits matching listings based on perceived ethnicity. Which conclusion best fits the facts?

    Reveal answer

    Correct answer: The intake improved, but the later selection decisions still need correction.

    A fair intake process does not ensure fair later decisions. Reviewing the whole service process reveals the continuing identity-based exclusion.

    From the free practice set Pressure to discriminate and anti-bias training

Ready when you are

Want the timed, full-length version? The mock exam runs like test day. A plan opens all 3240 questions across the New York exam, plus spoken rationales and audio you can study while driving.

How this test is built

Questions are drawn from the 760 free practice questions for New York, one free practice set per exam module. Each module gets questions in proportion to its share of the state law section. The test only changes when the course content is updated.

ModuleShare of examQuestions here
1. License law and regulations
Free practice: Purpose of the license law, license categories, and the responsibilities of each licensee
4%1
2. Law of agency
Free practice: The real estate agent, agency defined, and client versus customer
14%4
3. Legal issues
Free practice: Real and personal property, uses of real property, and its characteristics
13%4
4. The contract of sales and leases
Free practice: Leases: leasehold estates, standard provisions, and rent-stabilized renewals
4%1
5. Real estate finance
Free practice: The mortgage and note, the mortgagor's duties, selling mortgaged property, and recording
6%2
6. Land use regulations
Free practice: The bundle of rights, planning, and private land use controls
4%1
7. Construction and environmental issues
Free practice: Construction: permits, codes, certificates of occupancy, site requirements, and the structure
6%2
8. Valuation process and pricing properties
Free practice: Appraisal, valuation and evaluation; market value; value, price and cost
4%1
9. Human rights and fair housing
Free practice: Pressure to discriminate and anti-bias training
8%2
10. Real estate mathematics
Free practice: Percentages: commissions, interest, appreciation and depreciation, and points
1%0
11. Municipal agencies
Free practice: The local legislative body, the planning board, and the zoning board of appeals
3%1
12. Property insurance
Free practice: Property insurance: homeowners and tenant policies, coverage, and the agent's role
1%1
13. Licensee safety
Free practice: Licensee safety: at the office, in the field, online, and liability
1%1
14. Taxes and assessments
Free practice: Property taxation, assessed value, and computing the tax rate and tax
4%1
15. Condominiums and cooperatives
Free practice: Condominiums: definition, by-laws, the sponsor, and the offering plan
5%2
18. Mortgage brokerage
Free practice: Mortgage brokers and bankers, their role, and the Banking Law dual agency disclosure
1%0
19. Property management
Free practice: Property management and the management agreement
3%1